The performance data presented represents past performance. Past performance is not a guarantee of future results and current performance may be lower or higher than the performance quoted. Investment returns in John Hancock Freedom 529 portfolios and the value of an investor's units will fluctuate and may be worth more or less than original cost when redeemed.
NAV, POP, year-to-date and yield returns quoted are as of February 28, 2017. Year-to-date returns are cumulative. All other performance is an average annual total return except for portfolios that are less than one year old, in which case the inception-to-date returns are cumulative.
Returns for Class A units prior to June 3, 2002 with no material changes to the Account reflect the sales charge of 3.50%. Returns for Class A units purchased on or after June 3, 2002 reflect the current maximum initial sales charge at the time of purchase. Please see the Plan Disclosure Document for more details. For all portfolios: The performance for periods prior to June 9, 2014 reflects the prior expenses of the portfolios.
Class A units of each portfolio will also be charged an annual program management fee of 0.25%, an annual trust fee of 0.05% and an annual distribution and service fee. Please see Plan Disclosure Document for more details.
All returns assume reinvestment of distributions at NAV.
Performance does not reflect the annual account maintenance fee of $25.00.
In addition to the sales charge and program expenses, each portfolio will bear its pro rata share of the investment management fees and other expenses of the underlying mutual funds in which it invests.
Performance returns for the Money Market Portfolio
reflect an annual program management fee of 0.25%. Note: The Trustee has authorized the Program Manager to waive all or a portion of the annual program management fee for the Money Market Portfolio to the extent necessary to maintain the net yield of the Money Market Portfolio at 0.0% and above.
Money Market Portfolio has an inception date of September 30, 2004. The inception date for Money Market Class A and C shares is August 29, 2014. The performance shown prior to this date reflects that of the Money Market Portfolio. Class X represents Money Market Portfolio with the inception date of 9/30/04.
International Value Portfolio has an inception date of November 30, 2007. Accounts in the Templeton Foreign 529 Portfolio were automatically converted to the International Value Portfolio on December 1, 2007. Capital Appreciation Portfolio has an inception date of November 30, 2007. Accounts in the Fidelity Advisor Equity Growth 529 Portfolio were automatically converted to the Capital Appreciation Portfolio on December 1, 2007.
On December 1, 2007 the following funds/share classes which underlie certain enrollment-based and static portfolios were converted as follows: Templeton Foreign Fund A converted to John Hancock Funds II International Value Fund (subadvised by Templeton), John Hancock Classic Value A converted to John Hancock Classic Value I, PIMCO Total Return Fund Admin converted to John Hancock Funds II Total Return Fund (subadvised by PIMCO), Davis New York Venture Fund A converted to John Hancock Funds II Fundamental Value Fund (subadvised by Davis), Oppenheimer International Growth Fund A converted to Oppenheimer International Growth Fund Y and Fidelity Advisor Equity Growth Fund A converted to John Hancock Funds II Capital Appreciation Fund (subadvised by Jennison). On August 1, 2008 John Hancock Funds II Emerging Markets Value Fund (subadvised by Dimensional Fund Advisors) was added as an underlying fund to certain enrollment-based and static portfolios.