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For Morningstar ratings over longer time periods, please click on the fund name.

For each managed product, including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts, with at least a 3-year history, Morningstar calculates a Morningstar Rating™ based on a Morningstar Risk-Adjusted Return that accounts for variation in a fund's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. Exchange-traded funds and open-end mutual funds are considered a single population for comparative purposes. The top 10.0% of funds in each category, the next 22.5%, 35.0%, 22.5%, and bottom 10.0% receive 5, 4, 3, 2, or 1 star(s), respectively. The overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its 3-, 5-, and 10-year (if applicable) Morningstar Rating metrics. The rating formula most heavily weights the 3-year rating, using the following calculation: 100% 3-year rating for 36 to 59 months of total returns, 60% 5-year rating/40% 3-year rating for 60 to 119 months of total returns, and 50% 10-year rating/30% 5-year rating/20% 3-year rating for 120 or more months of total returns. Past performance does not guarantee future results. Hollow stars indicate Morningstar's extended performance rating. Morningstar’s extended performance rating is calculated by adjusting the historical total returns of the oldest share class to reflect the fee structure of a younger share class, and then compounding the combined record of actual and adjusted performance into the 3-,5-, and 10-year time periods necessary to produce Morningstar Risk-Adjusted Returns and a Morningstar Rating. Extended performance ratings do not affect actual Morningstar ratings; the overall ratings for multi-share class funds are based on actual performance only or extended performance only. Once a share class turns 3 years old, the overall Morningstar Rating will be based on actual ratings only. Adjusted historical performance is only an approximation of actual returns, and Morningstar’s calculation methodology may differ from those used by other entities. Past performance does not guarantee future results.

Mutual funds

The past performance shown here reflects reinvested distributions and the beneficial effect of any expense reductions, and does not guarantee future results. Returns for periods shorter than one year are cumulative, and results for other share classes will vary. Shares will fluctuate in value and, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance cited. For complete information including expense ratio and monthly performance, please click on the respective fund links above.

Class A shares

Sales charge figures for Class A shares reflect the maximum sales charge, which is 5.0% for equity and alternative funds, 4.5% for asset allocation funds, and 4.0% for fixed-income funds, with the following exceptions: John Hancock Absolute Return Currency Fund has a maximum sales charge of 3.0%, John Hancock Floating Rate Income Fund and John Hancock Short Duration Credit Opportunities Fund have a maximum sales charge of 2.5%, John Hancock Short Duration Bond Fund has a maximum sales charge of 5.0%, and John Hancock New Opportunities Fund has a maximum sales charge of 4.0%.

Class B shares

With sales charge figures reflect the applicable contingent deferred sales charge (CDSC) on Class B shares. The Class B shares' CDSC declines annually between years 1-6 according to the following schedule: 5, 4, 3, 3, 2, 1%. No sales charge will be assessed after the sixth year.

Class C shares

With sales charge figures reflect the applicable contingent deferred sales charge on Class C shares. Class C shares held for less than one year are subject to a 1% sales charge.

Class I and the Class R share series do not have any sales charges. 

ETFs

The past performance shown here reflects reinvested distributions and the beneficial effect of any expense reductions, and does not guarantee future results. Returns for periods shorter than one year are cumulative. Shares will fluctuate in value and, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance cited. For complete information, including sales charges and market price, please click on the respective fund links above.

Market performance is determined using the bid/ask midpoint at 4 P.M., Eastern time, when the NAV is typically calculated; your returns may differ if you traded shares at other times. NAV is calculated by dividing the total value of all the securities in the fund’s portfolio plus cash, interest, and receivables, minus any liabilities, by the number of fund shares outstanding.

529

The performance data presented represents past performance. Past performance does not guarantee future results, and current performance may be lower or higher than the performance quoted. Investment returns in John Hancock Freedom 529 portfolios and the value of an investor’s units will fluctuate and may be worth more or less than original cost when redeemed. For complete information, including sales charges, fees, expense ratios, and monthly performance, please click on the respective fund links above.